MaxMyPoint and Miles Mosaic both serve the loyalty-tracking audience but optimise for different things — sync convenience versus privacy guarantees.
Every loyalty programme in one place
Coverage, tracking, redemption help, privacy, pricing — everything in one table. Hover the i on any row for more context.
| Feature | Miles Mosaic | MaxMyPoint |
|---|---|---|
| What it tracks | ||
| Status renewal forecast (folds in booked trips) Projects whether your already-booked travel will renew each elite status before the deadline, across every programme you track. | Yes: Folds your booked trips into a year-end projection per programme, with the exact shortfall. Folds your booked trips into a year-end projection per programme, with the exact shortfall. | With caveats: Tracks status, but no documented planned-trip renewal forecast. Tracks status, but no documented planned-trip renewal forecast. |
| Elite-status progress to next tier Shows how close you are to the next tier across every programme you track. | Yes | Yes |
| 31 airline & hotel programmes in one view All your loyalty programmes consolidated in a single dashboard. | Yes: 31 loyalty programmes (24 airline + 7 hotel) plus 8 transferable currencies. 31 loyalty programmes (24 airline + 7 hotel) plus 8 transferable currencies. | With caveats: Card-centric; limited airline/hotel coverage. Card-centric; limited airline/hotel coverage. |
| Privacy | ||
| No account linking We never connect to your loyalty accounts on your behalf. | Yes | No: Account-linked sync model. Account-linked sync model. |
| No credentials stored We don't ask for or hold loyalty programme passwords. | Yes | No: Credentials required for sync. Credentials required for sync. |
| No data sold or shared Your activity isn't packaged or sold to advertisers, partners, or data brokers. | Yes | With caveats: Shares aggregated data with airline partners per ToS. Shares aggregated data with airline partners per ToS. |
| Delete everything in one click From your settings, delete your account and all stored data — no support ticket required. | Yes | With caveats: Account deletion via support form only. Account deletion via support form only. |
| Redemption help | ||
| Award availability search Find redemption availability across airlines. | No: Out of scope for Miles Mosaic. Use a dedicated tool (seats.aero, point.me) for award search. Out of scope for Miles Mosaic. Use a dedicated tool (seats.aero, point.me) for award search. | Yes |
| Pricing | ||
| Free plan available Start without paying. | Yes: Explorer is free forever. Explorer is free forever. | With caveats: Limited free tier. Limited free tier. |
| Ad-free on paid plans Pro plans are ad-free. The free Explorer plan shows display advertising. | Yes: Pro is ad-free; Explorer (free) shows AdSense. Pro is ad-free; Explorer (free) shows AdSense. | With caveats: Limited free; ads on free tier. Limited free; ads on free tier. |
The things we won't do
How loyalty balances, accounts, and credentials are handled — the rules each tool plays by.
| Feature | Miles Mosaic | MaxMyPoint |
|---|---|---|
| Privacy | ||
| No account linking We never connect to your loyalty accounts on your behalf. | Yes | No: Account-linked sync model. Account-linked sync model. |
| No credentials stored We don't ask for or hold loyalty programme passwords. | Yes | No: Credentials required for sync. Credentials required for sync. |
| No data sold or shared Your activity isn't packaged or sold to advertisers, partners, or data brokers. | Yes | With caveats: Shares aggregated data with airline partners per ToS. Shares aggregated data with airline partners per ToS. |
| Delete everything in one click From your settings, delete your account and all stored data — no support ticket required. | Yes | With caveats: Account deletion via support form only. Account deletion via support form only. |
Which one is right for you?
A short, honest read on when each tool is the right choice.
When Miles Mosaic is the right choice
Miles Mosaic is the right choice when privacy is non-negotiable and you want crisp, honest tier projections. We treat the no-credential-storage promise as a hard rule, not a marketing line.
When MaxMyPoint is the right choice
MaxMyPoint is a fine choice if you've already accepted the credential-sync trade-off and want a tracker built around the European-loyalty perspective. It's a smaller product than the US-centric incumbents but well thought-through.
Frequently asked
Does Miles Mosaic cover European programmes?
Yes — FlyingBlue, BA Executive Club, Lufthansa Miles & More, KLM, Iberia Plus, Accor ALL, Hilton Honors EMEA, and others, all with current 2026 rules.
Why not link my accounts to make life easier?
Because the moment we do, the privacy promise is gone. We're not interested in being the next "securely stored credentials" headline.
Try Miles Mosaic free
Explorer is free forever. Pro is $14.99/month with a 14-day trial. No card required.