The most common loyalty tracker isn't a SaaS product. It's a Google Sheet with a tab per programme and a quarterly reminder that nobody honours. Here's what changes when you stop maintaining it yourself.
Every loyalty programme in one place
Coverage, tracking, redemption help, privacy, pricing — everything in one table. Hover the i on any row for more context.
| Feature | Miles Mosaic | A spreadsheet |
|---|---|---|
| What it tracks | ||
| Status renewal forecast (folds in booked trips) Projects whether your already-booked travel will renew each elite status before the deadline, across every programme you track. | Yes: Folds your booked trips into a year-end projection per programme, with the exact shortfall. Folds your booked trips into a year-end projection per programme, with the exact shortfall. | No: Manual; no automatic forecast unless you build and maintain it. Manual; no automatic forecast unless you build and maintain it. |
| Elite-status progress to next tier Shows how close you are to the next tier across every programme you track. | Yes | With caveats: Possible, but every formula is yours to maintain. Possible, but every formula is yours to maintain. |
| 31 airline & hotel programmes in one view All your loyalty programmes consolidated in a single dashboard. | Yes: 31 loyalty programmes (24 airline + 7 hotel) plus 8 transferable currencies. 31 loyalty programmes (24 airline + 7 hotel) plus 8 transferable currencies. | With caveats: Whatever you build by hand. Whatever you build by hand. |
| Privacy | ||
| No account linking We never connect to your loyalty accounts on your behalf. | Yes | Yes |
| No credentials stored We don't ask for or hold loyalty programme passwords. | Yes | Yes |
| No data sold or shared Your activity isn't packaged or sold to advertisers, partners, or data brokers. | Yes | Yes |
| Delete everything in one click From your settings, delete your account and all stored data — no support ticket required. | Yes | Yes |
| Redemption help | ||
| Award availability search Find redemption availability across airlines. | No: Out of scope for Miles Mosaic. Use a dedicated tool (seats.aero, point.me) for award search. Out of scope for Miles Mosaic. Use a dedicated tool (seats.aero, point.me) for award search. | No |
| Pricing | ||
| Free plan available Start without paying. | Yes: Explorer is free forever. Explorer is free forever. | Yes |
| Ad-free on paid plans Pro plans are ad-free. The free Explorer plan shows display advertising. | Yes: Pro is ad-free; Explorer (free) shows AdSense. Pro is ad-free; Explorer (free) shows AdSense. | Yes |
The things we won't do
How loyalty balances, accounts, and credentials are handled — the rules each tool plays by.
| Feature | Miles Mosaic | A spreadsheet |
|---|---|---|
| Privacy | ||
| No account linking We never connect to your loyalty accounts on your behalf. | Yes | Yes |
| No credentials stored We don't ask for or hold loyalty programme passwords. | Yes | Yes |
| No data sold or shared Your activity isn't packaged or sold to advertisers, partners, or data brokers. | Yes | Yes |
| Delete everything in one click From your settings, delete your account and all stored data — no support ticket required. | Yes | Yes |
Which one is right for you?
A short, honest read on when each tool is the right choice.
When Miles Mosaic is the right choice
Miles Mosaic is the right choice when you want the maths done — accurately, against current programme rules, with alerts when status is at risk and projections that update as you log activity. Spreadsheets work great until a programme changes its tier thresholds (BA did, Delta did, FlyingBlue did) and your formula silently lies to you for a year.
When A spreadsheet is the right choice
A spreadsheet is the right choice when you have one or two programmes, you don't care about projections, and you genuinely enjoy the formula maintenance. There's a real beauty to a well-built tracker tab. We're not going to talk you out of it — we built Miles Mosaic for the case where you've outgrown that.
Frequently asked
Can I import from a spreadsheet?
Bulk paste of membership numbers + a CSV import for past flights/stays is supported. You don't lose your history.
What if I don't trust a SaaS with my data?
Reasonable. We don't store passwords or link to your accounts. You can export everything and delete in one click. Read the full privacy story.
Is there a free plan?
Yes. Explorer is free forever and covers the basics. Pro is $14.99/month for the simulator, analytics, and full programme support.
Try Miles Mosaic free
Explorer is free forever. Pro is $14.99/month with a 14-day trial. No card required.